The People's Bank
www.credit-repairshop.co.uk
Welcome to Become Debt Free's Credit Clear Services

Ethos Bank is unlike most conventional banks as we put our client's best interests before our own.

Now it's payback time... Did you know, in the UK you are more likely to be robbed by the Financial Services Industry than by a robber or burglar!

"Having checked the numbers of robberies and muggings in the past year, I can say with certainty that the public are much more likely to be robbed by the financial services industry than by burglars or muggers. The difference is that criminal theft is usually a single event, but robbery by financial institutions continues every week for decades."

Paul Flynn MP Newport West
House of Commons - Hansard Report - 11.06.02

As most people are now aware, the Banks have already had to repay billions of £'s in unfair bank charges back to their customers.

This is now becoming recognised as only the tip of the iceberg, as the value of reimbursements due to clients, as a result of the miss-selling and miss-administration, of loans and finance agreements is estimated to be in the region of £35 billion.

Our mission is to help you the consumer to clear your 'Invalid and Un-enforceable Credit and Unsecured Personal Loan Agreements' and get them LEGALLY and ETHICALLY CANCELLED!

Stake Your Claim Now!

If you, or anyone that you know, has any form of Credit Agreement, Credit Card, Loan or Finance agreement, the agreement may not comply with Consumer Credit Act of 1974 and therefore the amount you owe may be legally and ethically written off in its entirety.

A clear credit file against the agreement is a formality of our procedure. It will cost you nothing to see if you have a claim.

Simply fill in our fact finding form below and fax it in to our Credit Clear Team and they will get back in touch with you directly.

Debt Free Credit Clear Services - Helping people to Get out of Debt & Become Free within their own lifetime!

Your road to financial freedom... Congratulations on taking the first step to becoming debt free.

You have done the hard part already, and that is coming to terms with the fact that being in debt is not something that you wish to continue with anymore.

Many people like you and I have spent years struggling to maintain a reasonable lifestyle but the truth is that we have all been conditioned and controlled for far too long! Until now, we have simply accepted that unless we are content to live a very basic existence, the only way to have anything is by borrowing.

Now let's put this into perspective; we are not asking for indulgence, merely one holiday a year and a car that works which isn't really that much to ask for.

The challenge is that we live in a debt based society, we are not told the truth, and the major banking institutions and finance houses mislead us in order for them to profit themselves.

We spend our lives paying for the privilege to live; tax, fees, charges, interest, more tax, and then even more tax on that! So it's hardly surprising that we have none of our hard-earned money left to spend on ourselves. So we are driven to borrow, and that's how the country makes its money; by keeping control on us by keeping us in debt.

Now is the time to say no more!

We are absolutely entitled to challenge what we feel is wrong; now you have the opportunity to do so.

Contact our legal team and start the ball rolling today...

How does it work?

Quite simply, you pass the details of your debts to our legal team who then challenge the agreement with your creditors and file a debt claim on your behalf to request that they verify the legality of the contract. As they won't be able to confirm this our team can then, through a series of specific correspondences, prove that your agreement is not valid, and is therefore unenforceable. From this they can then write of the debt.

How long will it take?

This mainly depends on the speed at which you take to provide us with all of the correct information that we need, the creditors and their response times to our requests for information, and confirmation that the debt has been written off. On average, this usually takes anywhere between three to six months to accomplish.
www.credit-repairshop.co.uk
Is it guaranteed?

Yes, we guarantee that your debt will be cleared or you get your money back, no questions asked. So far our legal team has a 100% track record on all cases.

Which type of debts do your services cover?

We specialise in unsecured personal loans up to £25,000 and credit cards, which were taken out before 6th April 2007, as we know from experience that our results are guaranteed.

How much does it cost?

It costs £495 to clear each debt.

Can I charge your fees to a credit card and then clear that card?

We advise that you do NOT use any Credit Card due to be submitted for clearing in the future for the payment of our fee(s), or for any other purpose, as this could invalidate our money back guarantee when we come to clear that credit card. If our fees are charged to a card that is later submitted for clearing, and the case ever got as far as court (none have actually ever got that far), the judge may well frown upon this and think of it as a 'contrived' act, which may not go in our clients favour. If a client doesn't readily have access to the amount needed to pay our fees, what we do suggest is that they get a new card, charge the fees to that, and then use the money they save from the payments that they no longer have to make on their other card(s) and/or loan(s) to repay the new card back legitimately.

Are there any adverse repercussions?

The only point to take into consideration is that once we have confirmation that the creditor(s) have written off your debt(s) they will more than likely close that account, but if you do want another credit card in the future there are plenty more credit card companies out there available to you.

Can I do this if I have bad credit?

Absolutely; in fact, by doing this you can help yourself to get back on track again. Once we have helped you to clear your debts this will also help to clear your credit file as the debts will no longer exist.

Will it adversely affect my credit rating?

Let us help remove your shackles today... No, this system will get your debts written off legally and without any adverse effects whatsoever to your credit rating, in fact it will actually improve it.
www.credit-repairshop.co.uk
THIS PROCESS SHOULD NOT BE CONFUSED WITH:

AN IVA (INDIVIDUAL VOLUNTARY ARRANGEMENT),

BANKRUPTCY, DEBT ARBITRATION, DEBT MANAGEMENT

PROGRAMMES, INSTALMENT PAYMENTS OR DEBT CONSOLIDATION